Whether you are looking to buy your first home, your second home, or an investment property, I am here to help and make the process easier for you. 


At KeyInvest Lending Services (KLS), the company I work for, we have access to 23 different lenders and over a thousand different products; I'm confident that I will be able to find one that suits you!


You could potentially save thousands of dollars on home loan repayments by switching lenders, so please don't hesitate to contact me so that I can ensure that you aren't paying more money to your bank than you need to.

Even if you do not want to switch lenders, in the past I have saved people money by negotiating with their current lender and getting their rate lowered.


My service is completely obligation free, and I charge no fees whatsoever, as I receive a commission from your lender for the service I provide.


Loan Changer is full owned by Cosi Trading Pty Ltd ACN 146 602 799 Authorised Credit Representative 410464 under Australian Associated Advisers Pty Ltd trading as Cosi Home Loans , Australian Credit License Number 392169 ACN 084 974 694. Australian Associated Advisers Pty Ltd is not authorised to carry on business in any country other than Australia. The information contained in this website is directed to and available for Australian residents only. Copyright © 2016 unless otherwise noted.


This website is for people to gain assistance in obtaining approval for their property purchase or loan refinance. Loans for Change and Cosi Trading Pty Ltd are both bound by the Australian Privacy Laws and any information gathered through this site will be used only for the purpose it is intended by the supplier and not given to any third party. Copies of the Website Privacy Guide, Privacy Guide and other Compliance information can be obtained from HERE. is fully owned by Cosi Trading Pty Ltd. Cosi Trading Pty Ltd holds memberships with the Mortgage and Finance Association of Australia (MFAA) and is a member of AFCA. A referral fee may be paid to a referring agent but any fee will be disclosed in its entirety as required by NCCP.  **The comparison rate is based on a secured loan of $150,000 over the term of 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For comparison rates applicable to your situation please contact us. Any broker referred to under an agreement with Loans for Change will provide their Credit Guide and Privacy Policy as required.