Our Mission

I have been a mortgage broker for the past 13 years and am now in a position where I would like to give back to the community. 

 

Loans For Change was set up with the intention of lending a hand to local charities by passing on a share of the commission we receive from lenders when we help you out with your home loan.

 

By coming to us instead of going to directly to a bank, you can use your home loan to help fund one of the many organisations we support. Or, if you would like to choose your own organisation to support, we would be more than happy to make this happen.

 

Working in finance doesn't always lend itself to enable oneself to support charity groups, but I hope that over time my endeavors through Loans For Change will make a difference to the local charity groups we are supporting.

 

Brokers get paid an upfront commission and a trailing commission on the balance of the loan each month. On a loan of $500,000, the organisation would get paid around $600 of the upfront commission and would donate 30% on our trail commission each year for the life of the loan. Over 5 years the amount paid would be around $3000.

Whilst Loans for Change is only a burgeoning organisation, we hope that in time we will be able to say that we have made a worthwhile contribution to our community and set up an ongoing donation stream

David Cosgrove

Mortgage Adviser at KeyInvest

 

Loan Changer is full owned by Cosi Trading Pty Ltd ACN 146 602 799 Authorised Credit Representative 410464 under Australian Associated Advisers Pty Ltd trading as Cosi Home Loans , Australian Credit License Number 392169 ACN 084 974 694. Australian Associated Advisers Pty Ltd is not authorised to carry on business in any country other than Australia. The information contained in this website is directed to and available for Australian residents only. Copyright © 2016 unless otherwise noted.

 

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 www.loansforchange.com.au is fully owned by Cosi Trading Pty Ltd. Cosi Trading Pty Ltd holds memberships with the Mortgage and Finance Association of Australia (MFAA) and is a member of AFCA. A referral fee may be paid to a referring agent but any fee will be disclosed in its entirety as required by NCCP.  **The comparison rate is based on a secured loan of $150,000 over the term of 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. For comparison rates applicable to your situation please contact us. Any broker referred to under an agreement with Loans for Change will provide their Credit Guide and Privacy Policy as required.